Asset-based finance.
An orchestrated workflow.
Make collateral analytics and borrowing-base review a coordinated, auditable process across large and continuously changing receivables, inventory, and consumer or commercial loan pools.
All workflowsValidate the loan tape
Schema validation identifies missing fields, duplicate obligors, inconsistent origination and maturity dates, and unexplained changes to the asset population between cut-off dates.
Apply the eligibility criteria
Each asset is tested against the agreement’s eligibility criteria, with ineligible and borderline assets separated into a human review queue together with the rule that excluded them.
Measure concentration and performance
The analytics engine calculates obligor, industry, geography, and vintage concentrations against excess concentration limits, and tracks delinquency roll rates, CPR, CDR, and dilution trends against the servicer reports.
Reconcile the certificate
The reporting agent rebuilds the borrowing base — advance rates, dilution reserves, and excess concentration haircuts — and produces a documented bridge from raw tape to the borrower’s certified availability.
Human-in-the-loop control
An authorized credit officer approves eligibility treatment, reserves, and the final borrowing base before any funding or external use.
Extraordinary work.
Collective intelligence.
See what an orchestrated agent team can do inside your investment process.